Uninsured, Underinsured and Unidentified Drivers

Personal Injury Lawyers for Clients Injured in Accidents Involving Uninsured, Underinsured & Unidentified Drivers

Many accidents happen where an at-fault party has no insurance, insufficient insurance, or is unidentified (as in the case of a hit-and-run accident). You may also be involved in an accident where you are a passenger in a vehicle or a pedestrian. In these scenarios, you will most certainly be concerned about who will pay for any treatment you require, and whether you can sue any at-fault party for the injuries and damages you’ve suffered.

Bringing a Claim Against Your Own Insurer

In Ontario, there are systems in place to compensate accident victims, even if:

  • You are involved in an accident with someone who does not have insurance
  • You are involved in an accident with someone who does not have enough insurance to cover the value of your losses and injurie
  • You are involved in an accident with someone who leaves the scene of the accident
  • You are a passenger in a vehicle that’s involved in an accident
  • You are involved in an accident in a rental car while abroad
  • You are a pedestrian who has been hit by a vehicle

Every insurance policy in Ontario includes underinsured and uninsured (which includes unidentified) motorist coverage. This type of coverage allows you to sue your own insurance company, in any of the above listed scenarios, to get compensation for both yourself and your family members.

Derfel Injury Law has over a decade of experience representing clients injured in motor vehicle accidents in Ontario. We have the expertise, compassion, and creativity required to look after your car accident claim from beginning to end. The personal injury lawyers at Derfel Injury Law can help you bring a claim against your insurance company as though it’s the third party when an unidentified, underinsured or uninsured motorist is at-fault.

Full-Service Assistance for Accident Benefit Claims after a Car Accident

In addition to helping you bring a claim against your own insurance company when an unidentified, underinsured or uninsured motorist is at fault, the team at Derfel Injury Law can help you obtain the accident benefits to which you are entitled. The types of benefits you may be eligible to obtain include:

  • income replacement benefits
  • non-earner benefits
  • caregiver benefits
  • housekeeping benefits
  • home maintenance benefits
  • attendant care benefits
  • medical benefits
  • rehabilitation benefits

Many strict limitation periods apply to no-fault claims and someone’s right to sue following an accident, therefore it’s best to contact Derfel Injury Law as soon as possible following an accident to make sure you do not miss a limitation period and/or miss out on your rights to compensation altogether.

For Assistance Pursuing Compensation Following a Car Accident Involving an Uninsured, Underinsured or Unidentified Driver, contact Derfel Injury Law for professional service and dependable advice

Contact Derfel Injury Law to meet the personal injury lawyers and professional legal team who will work tirelessly to achieve the best possible resolution to your car accident claim. Our office is conveniently located in Toronto. Call us at 416.847.3580 to schedule a visit at the individual office closest to you or contact us using the form below.