Motor Vehicle Accidents: Accident Benefits

Personal Injury Lawyers Pursuing Accident Benefit Claims for Clients in Toronto

If you have been injured in a car accident, you may be entitled to certain financial benefits which will assist you while you’re recovering. Statutory Accident Benefits are also commonly known as “no-fault” benefits or “AB’s”. These benefits are governed by the Statutory Accident Benefits Schedule – a regulation made under the Insurance Act of Ontario. AB’s are standardized amongst insurance companies and provide compensation, regardless of fault, if you or your passengers suffer injuries in a car accident. The types of benefits you may be entitled to receive include:

  • income replacement benefits
  • non-earner benefits
  • housekeeping benefits
  • home maintenance benefits
  • attendant care benefits
  • medical benefits
  • rehabilitation benefits

Changes to Accident Benefits Legislation

The legislation governing accident benefits in Ontario has undergone numerous changes in the past, with the most recent changes having come into effect in June 2016. The latest changes are significant, resulting in a large reduction in the benefits to which drivers are entitled under their auto insurance policy. However, what many people don’t know is that for a minimal cost, optional benefits may be purchased. Additionally, policy holders now have the option to reduce their deductible for general damages.

Full-Service Assistance for Accident Benefit Claims after a Car Accident

The personal injury lawyers at Derfel Injury Law have years of experience navigating Ontario’s no-fault system and are well versed in the changes that were recently introduced. We can help you understand the impact of these changes, and how you might benefit from purchasing optional benefits from your insurer at a relatively low cost.

After an accident or injury, you may be contacted by representatives of the insurance company, who will aggressively pursue statements and documentation from you. Don’t let the adjusters of the insurance company take advantage of your situation. Additionally, there are many strict limitation periods that apply to no-fault claims and someone’s right to sue following an accident. It’s best to contact Derfel Injury Law as soon as possible following an accident to make sure you do not miss a limitation period and/or miss out on your rights to compensation altogether.

If you need assistance pursuing Accident Benefits following a car accident, contact Derfel Injury Law in for professional service and advice.

Contact Derfel Injury Law to meet the personal injury lawyers and professional legal team who will work tirelessly to achieve the best possible resolution to your accident benefits claim. Call us at 416.847.3580 or contact us online to schedule a visit at our Toronto office.