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Ontario is Cracking Down With New Distracted Driving Laws

This September, the Ontario government announced new distracted driving laws with tougher penalties for anyone convicted of a distracted driving offence. Distracted driving is a growing danger to other road users  In Toronto, pedestrians and cyclists are at risk from distracted drivers. Earlier this year, we reviewed distracted driving laws in Ontario, and the types […]

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Your Claim – Am I Under Surveillance?

In personal injury claims, it is perfectly legal, and not uncommon, for an insurance company to use surveillance techniques to see whether a claimant actually has the same injuries and limitations they are alleging to have suffered. Any significant discrepancies between your reported injuries and what is observed under surveillance can have a negative impact […]

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What do Statutory Accident Benefits Cover?

Any person injured in a car accident in Ontario is entitled to claim statutory accident benefits, regardless of who was at fault. These “no-fault” accident benefits extend to anyone injured in connected with the “use and operation” of an automobile, including single car accidents, and pedestrian and cyclist accidents. I was just in a car accident, […]

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excluded drivers

Car Insurance and Excluded Drivers

As we discussed in an earlier post, all vehicles must be properly insured, and failure to carry proper insurance can be extremely detrimental in the event of an accident. Uninsured car accident victims may be unable to advance tort claims against another negligent driver, even if they are severely injured. It is important to understand […]

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Driving Without Insurance and Car Accidents

Every day, some drivers in Ontario are driving without insurance. For other drivers, this creates a huge risk of being left without sufficient compensation in the event of an accident with an uninsured driver. In an earlier post, we discussed why OPCF-44 Family Protection Coverage is a good idea for any driver that wants to […]

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Time Limits for Beginning Your Personal Injury Lawsuit

In Ontario, the Limitations Act is a piece of legislation that creates time limits for beginning civil lawsuits, including personal injury and other claims arising from negligence. In most cases, these claims need to begin within two years, and delaying a claim can be a critical mistake that may negate your right to recover damages. […]

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What Happens at an Independent Medical Examination?

In Ontario, individuals who are injured in motor vehicle accidents are eligible to claim accident benefits to cover the medical and other expenses. The amount of accident benefits coverage available is based on the severity of a claimant’s injuries. In order to confirm the extent of injury and impairment, provincial legislation requires claimants to submit […]

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