Category: insurance claim

When Is A Spouse Not A Spouse?

For most people, the word “spouse” is simple to define. A spouse is commonly understood to be the husband, wife, or common law partner of another person. But as we often see, definitions are not always so cut and dry with the law. Sometimes the definition of a term can change as common law evolves. […]

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When Clauses Clash

We lean on insurance policies to help provide relief when injured. In an ideal world, such dealings would be straightforward and uncomplicated. However, in the world of insurance policies and insurance law, such simplicity is not always the case. A recent decision from the Court of Appeal for Ontario highlights one of the curveballs that […]

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Employer’s Requirement to Release Them Of LTD Benefits Deemed Unconscionable

It’s comforting to know that long-term disability benefits are available if an accident, injury, or illness prevents someone from working. Unfortunately, the process of applying for and receiving benefits can be complicated, overwhelming, and unfair. The importance of having legal representation when dealing with matter of long-term disability was recently highlighted in a decision from […]

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Getting To The Bottom Of What A Spouse Is

There’s a lot to be said about ensuring employment contracts are clear and unambiguous. That said, situations can arise where a seemingly easy to define term is used only to end up being the topic of litigation. Take for example a recent decision from the Ontario Superior Court of Justice in which the court had […]

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Court Decides Whether An Additional Insured On A Policy Is Entitled To Independent Representation

The Ontario Superior Court of Justice was recently tasked with determining whether a municipality, which was named as an additional insured on a highway maintenance company’s insurance plan, could appoint their own counsel and manage their own defence. The action arose after the plaintiff was struck from behind by a vehicle while walking along the […]

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