Category: tort

Assault Disqualifies Camper From Insurance Coverage

As anyone who has spent time around children would know, there can be a fine line between horse play and an intentional act done to hurt another person. However, as children get older, this difference between the two can become easier to identify. This task recently fell to a judge for the Ontario Superior Court of Justice when a camp counsellor brought an action against a camper (the “applicant”) who assaulted him. The camper’s parents’ home insurance policy had a duty to defend, but not in all situations.

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